"One state retiree, 49 years old, paid, over the course of his entire career, a total of $124,000 towards his retirement pension and health benefits. What will we pay him? $3.3 million in pension payments over his life and nearly $500,000 for health care benefits - a total of $3.8m on a $120,000 investment."

"I said we are going to balance an $11 billion budget deficit in a $29 billion budget, so by percentage, the largest budget deficit in America, by percentage, larger than California, larger than New York, larger than Illinois. And we're going to balance that without raising taxes on the people of the state of New Jersey."

"Now, do I think there has to be shared sacrifice among other nations in the world who want a stable and secure world? Absolutely, there has to be. But I don't think that America can ever abdicate its leadership role in the world because of who we are and where we've come from. We are the symbol for the world for freedom and liberty."

"Given my last position, that I was the first U.S attorney post 9/11 in New Jersey, I understand acutely the pain and sorrow and upset of the family members who lost loved ones that day at the hands of radical Muslim extremists. And their sensitivities and concerns have to be taken into account."

"Our state is in crisis. Our people are hurting. Now is the time when we all must resist the traditional, selfish call to protect your own turf at the cost of our state. It is time to leave the corner, join the sacrifice, come to the center of the room and be part of the solution."

"A retired teacher paid $62,000 towards her pension and nothing, yes nothing, for full family medical, dental and vision coverage over her entire career. What will we pay her? $1.4 million in pension benefits and another $215,000 in health care benefit premiums over her lifetime."

"I am not going to make any commitments to the teachers union to do anything until they do something that's other than in their own self- interest. And everything they have done so far is in their self-interests, and that's it."

"The truth was you can't continue to spend the kind of money our spending on all these entitlement programs. I think we need more people in public life who are willing to say, no, we can't afford certain things. No, we can't do certain things."

"And I think what people in New Jersey have gotten to know about me over the last decade that I've been in public life is what you see is what you get. And I'm no different when I'm sitting with you than I am when I'm at home or anyplace else."

"You know, I think what the American people want more than anything else right now is someone who's just going to look them in the eye and tell them the truth, even some truths that they don't like. And - but they have to believe the person's speaking from their heart and are authentic."

"It's not that I'm universally loved. We know I'm not in New Jersey. But what they do say in New Jersey is, 'We like him, and we think he's telling us the truth.' I think we need to have that type of politics on the national level."

"And I think if the president's made a mistake here, it's this laid-back kind of approach where he's waiting for someone else to solve the problem. Some people say it's a political strategy. No matter what it is, it's not effective in solving problems."

"The rule for effective governance is simple. It is one Ronald Reagan knew by heart. And one that he successfully employed with Social Security and the Cold War. When there is a problem, you fix it. That is the job you have been sent to do and you cannot wait for someone else to do it for you."

"This country pays a price whenever our economy fails to deliver rising living standards to our citizens - which is exactly what has been the case for years now. We pay a price when our political system cannot come together and agree on the difficult but necessary steps to rein in entitlement spending or reform our tax system."

"I've always said there is a boulevard that exists between compromising your principles and getting everything you want. Now, we should never compromise our principles. And I never have. Those are the things that people vote for you on, that's the core of who you are. But there's always a boulevard between that and getting everything you want."

"Now, in New Jersey, we have more government workers per square mile than any state in America. But since I've been governor we now have fewer people on the state payroll at any time since Christie Whitman left office in January 2001. That's the right direction, Mr. President, not the wrong direction."

"The job of a leader, the job of a governor, the job of a president, is to get the people in the room and bang enough heads together and rub enough arms and cajole enough to have them put the country and the state's greater interest ahead of their own personal partisan interest. That's what we did in New Jersey and that's the model for America."

"I believe we have become paralyzed, paralyzed by our desire to be loved. Now our founding fathers had the wisdom to know that social acceptance and popularity were fleeing, and that this country's principles needed to be rooted in strengths greater than the passions and the emotions of the times."

"And the greatest lesson that mom ever taught me though was this one. She told me there would be times in your life when you have to choose between being loved and being respected. Now she said to always pick being respected."

"They said it was impossible to touch the third rail of politics, to take on public-sector unions and to reform a pension and health benefits system that was headed to bankruptcy. But with bipartisan leadership, we saved taxpayers $132 billion dollars over 30 years and saved retirees their pensions. We did it."