Honoring the sacrifices many have made for our country in the name of freedom and democracy is the very foundation of Veterans Day.

Encouragement of higher education for our youth is critical to the success of our collective future.

The War Powers Act requires presidents to seek the consent of the American people, through their representatives, before sending our troops into war. It is the responsibility of Congress to deliberate and consult with the executive branch before involving ourselves in a military conflict.

A quality education grants us the ability to fight the war on ignorance and poverty.

The promise of the American Dream requires that we are all provided an equal opportunity to participate in and contribute to our nation.

ICICI Group has always been a catalyst in India's growth and continues to support the country in every sphere.

I believe that India's long-term growth story is strong, and foreign investors are keen to be a part of it.

I use my interaction with both my kids to know how the youth today relates to technology, their expectations in terms of mobility and social solutions by customer services-oriented businesses like banking.

I thought work and family complete life. Aarti's enthusiasm and energy levels made me realise that life can be even more wholesome and fuller.

Practise and practise to make your dreams turn into reality.

Only if you aspire for more will you achieve more.

Rather than worrying about entities, we should worry about the trends in technology that may cause disruptions... if we get so paranoid that banking is no longer going to exist and banks are going to get disrupted, I think that is a different worry.

Payments banks can also act as business correspondents of other banks.

The scope of activities for payments banks mainly includes acceptance of demand deposits, issuance of ATM/debit cards, payment and remittance services, and distribution of third-party products.

We believe the new banks will complement the existing banking system, and there will be opportunities for players to identify mutually beneficial partnerships.

The MBA entrance exams are so quantitative-oriented that it keeps out more and more women from joining the MBA classes. If we were to make the entrance exams more all-rounded, you could see more participation.

As far as discom reforms are concerned, they have to be a combination of two parts. One is the existing balance sheet and, therefore, taking care of that. The second important is the reduction in losses going forward.

The increase in coal production and the efficiency in coal movement are all administrative things that can add a lot to the economic growth.

We need to take the country in the right direction, whether it is around administrative policy decisions or legislative changes or ensuring the macroeconomic stability.

My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate.

Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels.

If you take existing ideas and make them affordable and scalable, you substantially change business models. India lacks an education system that is research- and creativity-oriented.

India did not innovate with the ATMs. But when we brought ATMs into India and made the machines talk in 15 regional languages to the people in rural India, we got millions of transactions on the ATM.

In India, we have the opportunity to give innovation the kind of scale that no other country in the world can. Innovation is a necessity.