There's a lot of talk coming from Citigroup about how Dodd-Frank isn't perfect. Let me say this to anyone who is listening at Citi: I agree with you. Dodd-Frank isn't perfect. It should have broken you into pieces.

Does anyone believe that Goldman Sachs is gonna give up a deal that would yield millions of dollars because someone fussed at them behind closed doors?

I'm not running for president.

I don't want to go to Washington to be a co-sponsor of some bland little bill nobody cares about. I don't want to go to Washington to get my name on something that makes small change at the margin.

There are very few people at the decision-making table to argue for minimum-wage workers. Very few people.

Regulators all meet with Goldman Sachs executives and employees day after day after day. They don't see the people who get tricked, the people who get cheated, the people who get fooled by the products that Goldman turns out.

There are lots of families who - who make irresponsible purchases. There are also a lot of families who have debt on credit cards because they use those credit cards to pay for medical bills.

I'm not a Washington person.

When people feel like, 'Lenders weren't fair with me; I don't have any responsibility to be fair with them.' If we go far enough down that line, much of the fabric of our economy starts to unravel.

When billionaire car dealers or manufacturers pay for ambassadorships, at least they pay with money earned by selling something of value.

With the right sources of funding and some smart, strategic thinking about how to force non-banks to follow the same rules as other lenders, the entire landscape of consumer lending would change.

Pundits talk about 'populist rage' as a way to trivialize the anger and fear coursing through the middle class.

Consumer banking - selling debt to middle class families - has been a gold mine.

For many women, the on-time payments of domestic support obligations are essential to economic survival.

The women who file for bankruptcy played by all the rules, but they are still in economic freefall.

Cops on the beat can stop problems before the damage spreads.

Unfair servicing practices can worsen a family's already difficult economic situation, and the injury echoes from the family to the community and ultimately throughout the economy.

We need to hold Wall Street accountable for issuing the kinds of deceptive loans that nearly brought our economy to its knees in 2008.

The broken consumer credit market had to be repaired by making sure that consumers had the right information and could use it effectively. That meant consolidating the bloated patchwork of ineffective agencies and regulations so that a single agency could act as a voice for consumers.

Markets work when people can evaluate the prices and risks of different products, then pick the ones that work best for them. But when the terms of the deal are hidden, competition doesn't work. And customers aren't the only ones who are hurt.

The poor pay more, and that's one of the reasons people get trapped at the bottom of the economic ladder.

Wall Street banks have the right to express their views to lawmakers and regulators through lobbying, but the law is clear: If they want to influence lawmakers, they must disclose their lobbying expenditures.

Too often, people get jobs based on who they know - not what they know.

Wall Street's outsized influence in our nation's capital is something I've talked about for a long time - long before I even thought about running for office. But where I see a problem - an infestation, really - a lot of others in Washington, both Democrats and Republicans, seem to see government working just fine.